General terms

All tickets are purchased on the National Lottery website. This enables us to keep the tickets secure and have them checked automatically.

Each line we play is a Lucky Dip - meaning that the numbers are picked randomly by the system at the time of purchase.

Copies of the tickets are posted on this website, along with the list of the participating members.

Both the cost of the tickets and any ensuing winnings are split equally among the participating members.

Splitwise - our digital ledger

All records of ticket purchases, winnings, and cash transfers are kept on Splitwise. The app also helps keep track of each member’s balance.

The contributions

Members must pay their contribution directly to the organiser via Revolut or PayPal.

Each member must ensure that their balance remains positive at all times; a negative balance may result in membership cancellation.

What happens to the winnings and how is the money distributed

All winnings are paid directly to the organiser, who is then responsible for distributing the money to the participating members.

Each winning is recorded on Splitwise, where the software makes all the calculations and updates each member’s balance accordingly.

Small wins simply add up and get paid out on request or upon exceeding £100.

Larger wins are paid out as soon as the funds become available - which can vary depending on the amount won.

Full details about how prizes are claimed can be found on the, National Lottery website but in short:

- prizes of up to £500 are paid directly into the National Lottery account
- prizes over £500 up to and including £30,000 are paid into the bank account
- prizes over £30,000 up to and including £50,000 are paid by cheque
- prizes over £50,000 must be claimed in person

In the event of a large win, the organiser will also contact each member personally to confirm the good news and discuss the next steps.